Finance

You’ve chosen your new or used Volkswagen and you can’t wait to get behind the wheel. Now let Citygate step in to help you take to the road as simply and swiftly as possible. We have a choice of products to enable every motorist to finance their new car. Just drop in to your nearest Citygate retailer where one of our trained Sales Executives will talk you through the various options and help you make the smartest choice.

 

 

 

Hire Purchase

is a straightforward way to pay for your Volkswagen. You make an initial payment then the balance is spread equally over one to five years, helping you to reach a payment that matches your budget.

At the end of the agreement, once you have made all of the payments (including the option to purchase fee), you own your Volkswagen. What could be simpler?

Benefits of hire purchase:

  • Minimal cash outlay - low deposits available
  • Fixed interest rate for the duration of your agreement
  • Fixed repayments for ease of cash flow and budgeting
  • Flexible terms - any monthly interval between one and five years
  • Available for new and used Volkswagens

Company Car Driver

As a company car driver you have a choice of three easy ways to drive the Volkswagen of your choice. You can hire it, lease it, or opt for lease purchase, whichever suits your budget and business best.

 

Contract Hire

If your business prefers to hire rather than own its vehicles, contract hire could be just the answer. You get to drive your preferred Volkswagen, free from worries about its value in the future or the inconvenience of selling the vehicle, over one, two, three or four years.

 

Finance Lease

Available over one year to four years a finance lease from Volkswagen Finance combines flexibility with tax benefits and improved cash flow for your business.

There are two types of finance lease available from Volkswagen Finance; full payout or balloon. With the full payout option there is no final rental. However, the balloon option could reduce your rentals (compared to the full payout option) by deferring a proportion of the vehicles value to the end of the agreement.

At the end of the agreement you sell the car on behalf of Volkswagen Finance or extend the lease. At the end of the extended period you sell the vehicle on behalf of Volkswagen Finance.

When you sell a car at the end of a Finance Lease agreement you could collect a percentage of the proceeds from the sale, if this price exceeds the final rental.

 

Lease Purchase

Available from one year to four years you choose the deposit amount, which could be equal to only one rental in advance. You can also agree an amount of the vehicles value that you can defer to the end of your agreement, therefore helping you to maximise your budget - which might suit your business needs. At the end of the agreement your business can own the vehicle.